One major hallmark of the rich is that they are intensely action oriented people. They are men and women who have developed the ability to take necessary action steps in the direction of their financial goal, regardless of the obstacles and challenges they may be confronted with.

Once they’ve decided on whatever they want done, they go ahead to also commit themselves to taking necessary action steps that guarantee the actualization of such goal regardless of their feelings.

They understand very well that their action must precede whatever result they desire. For them, taking such action steps is a must because of their desire to actualize their goal.

They know that the price for success must be fully paid in advance if one would ever experience success. Most of the time, paying the price for success in any endeavor would always require self-discipline.

This is because there would always be reasons why you should not do what you should do. Situations and circumstances would always want to negotiate with you; telling you why it should not be done now or why it cannot be done. Success in every endeavor requires discipline.

How To Be Rich

The rich understand that unless they do what should be done regardless of their feelings, situations or circumstances surrounding them, their desired financial goals would never become a reality.

Taking consistent action steps in the direction of your financial goal without quitting in the face of obvious obstacles and daunting challenges requires self-discipline.

“He that observeth the wind shall not sow; and he that regardeth the clouds shall not reap.” Ecc 11:4 

 According to Elbert Hubbard, a prolific writer of his time, “Self-discipline is the ability to do what you should do, when you should do it, whether you feel like it or not.”

Listen to Apostle Paul, a man of great and uncommon achievements.

“But I keep under my body, and bring it into subjection: lest that by any means, when I have preached to others, I myself should be a castaway.” 1Co 9:27 

 Another version says, “I harden my body with blows and bring it under complete control, to keep myself from being disqualified after having called others to the contest.” 1Co 9:27 

 Napoleon Hill wrote in one of his books that, “Self-discipline is the master key to riches. It is the most essential principle of wealth creation.



No serious level of wealth can be attained without self-discipline. This is because no other financial principle can truly deliver its value without self-discipline, no matter the efficacy and potency of such principles.

Knowing Is Not Enough

Most of the time we all know what to do to walk in financial abundance, the problem has always been doing what we know we should do. Anyone can learn what to do. It’s getting yourself to do it that’s hard.

Listen friend, when people get stuck financially, it is hardly ever because they don’t know what to do. It is commonly because they lack the discipline to act on what they already know about financial success.

For example, an average person knows he should save some of his income. Yet many will not. There will always be excuses and reasons why it cannot be done now.

He knows he should live within his earning, yet he spends more than he earns. Ask why he spends more than he earns and you can be sure of receiving tons of flimsy excuses from him. He would tell you why all the things he buys are important….even when it is obvious he can’t afford them.

It takes self discipline to budget and to keep to same. It takes self discipline to focus on the task at hands. Persistence and perseverance are impossible without self discipline.

Self-discipline is about denial, it is about delayed gratification. It is about your ability to deny yourself of certain pleasure in the short term for a greater reward of achieving your financial dreams and goals in the long term.


Self-discipline is the master key to a world of wealth and riches. It is the highway to financial greatness. The major difference between those who are financially free and those who are in financial captivity is self-discipline.

Self-discipline is about your ability to control your actions and behavior; it’s all about self-mastery and self-control. This is your escape route from the grip of procrastination and laziness.

Self-Discipline As A Way Of Life

Indeed, “Professionals do daily what amateurs do occasionally”- Unknown

Self-disciple should not be a onetime affair or what you do occasionally. It should be a life style thing. When it is time to read or study business or financial books, go ahead and do it. Is it time to enroll for a course that would change your financial story? Go ahead. Is it time to work on the new business ideal? By all means get to work, your feelings notwithstanding.

This is the way to go; this is how to be rich.

There was a study done a number of years ago of rich and poor all around the world. The study wanted to find out how people born into poverty eventually become wealthy. The study found that these people regardless of in which country they lived, possessed three qualities. These qualities were:
1.They maintained a long term vision and plan.
2. They believed in delayed gratification.
3. They used the power of compounding in their favor.
The truth is this, for you to demonstrate these three qualities would require serious self-discipline.

The study also found what caused people to go from wealthy to poor. There are many families who lose most of their wealth after only three generations. Not surprising the study found that these people possessed the following three qualities.
1. They have short term vision.
2. They have a desire for instantaneous gratification.
3. They abuse the power of compounding.


Without a doubt, self-discipline is the key ingredient in the recipe for financial fortunes. You owe your financial destiny the responsibility of developing this all important quality of doing what you should do, when you should do it, whether you feel like it or not.

“Everyone must experience one of two pains: The pain of discipline , or the pain of regret. Discipline weighs ounces while regret weighs tons.”– Jim Rohn

You have to pick one: discipline or regret. whatever your financial goal is, discipline yourself now so you won’t have regret later.

The person who knows but won’t use wealth creation principles and information is no better than the person who doesn’t know them. I want to believe you will do something with what you’re reading, won’t you? (Say yes).

Since you answered “yes,” let me say “Congratulations, you are now a rich person.” How did I know? Look friend, being rich is not a destination but a journey….it’s about the direction in which you are traveling. Self-discipline is the sure road to riches.

To Your Prosperity

Sharon Akinoluwa

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