Your journey into financial liberty begins with your ability to set financial goals and also map out plans on how to achieve the goals. No successful builder builds without a blue print.


  1. Write down  your goals
  2. Make plans to achieve them
  3. Work on you plans every day

A goal is something distinctly different from a wish. It is clear, written and specific. It can be quickly and easily described to another person. You can measure it, and you know when you have achieved it, or not.

The vehicle that takes you from the point of goal setting to the point of achieving goals is effective planning.

Effective planning is the process of engaging the mind in logical, analytical and rational thinking on how best to achieve a goal. And coming up with a step by step action plan on how to pursue and achieve goal.

A plan is a written list of arranged actions that must be taken in order to achieve a desired goal. It is a system for achieving objective; a method of doing something that is worked out in advance.

For you to come up with effective plans that will enhance the achievement of your financial goal, you’ll need to put on your “thinking cap”. Your ability to reason out the best way possible, to achieving your financial goal is one of the greatest skills you can possess.

The truth of the word of God tells us that God want us to put our minds to work as we reason out plans on how to achieve financial plenty.


“Come now, and let us reason together, saith the LORD………. If ye be willing and obedient, ye shall eat the good of the land:” Isaiah 1:18-19

Listen, planning is crucial to the achievement of your financial goals!


Alex MacKenzie wrote, “Action without planning is the cause of every failure.”

When a man fails to plan he already planned to fail. Any plan is better than no plan at all.

Planning is bringing the future into the present so you can do something about it now. Proper prior planning prevents poor performances.

The more time you take to make written lists of everything you have to do, in advance, the more effective and efficient you will be.

One of the most important rules of personal effectiveness is the 10/90 ruleThirule says that the first 10% of time that you spend planning and organizing your work, before you begin, will save you as much as 90% of the time in getting the job done once you get started.

 “For which of you, intending to build a tower, sitteth not down first, and counteth the cost, whether he have sufficient to finish it? Lest haply, after he hath laid the foundation, and is not able to finish it, all that behold it begin to mock him, Saying, This man began to build, and was not able to finish.” Luke 14:28-30

God is a strategic planner, and if you’re His son or daughter effective planning should be a part of your nature.


“I know what I’m doing. I have it all planned out–plans to take care of you, not abandon you, plans to give you the future you hope for.” Jeremiah 29:11

Thank God for great financial goals, you need to sit down and map out how you’re going to achieve them. You must break down the goals into tiny steps that can easily be taking, which will ultimately lead to the achievement of your financial goals

Finally, take action on your plan immediately and work on it every single day.

“But be ye doers of the word, and not hearers only, deceiving your own selves.” James 1:22

Men and women who accomplish tremendous things in life are intensely action oriented. If they have an idea, they take action on it immediately. On the other hand, low achievers and non-achievers are full of good intentions, but they always have an excuse for not taking action today. It is well said that, “the road to hell is paved with good intentions.”

Now write down all the things you think you will need to do to achieve you financial goals. Set them proper order, which one comes first and which one follows. You need to be strategic in your planning if your financial dream will see the light of the day.

To Your Prosperity

Sharon Akinoluwa

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